The situation is becoming routine in the insurance world. It is the chance for the insurer to ask questions about your claim to make sure that everything is in place. Unlike typical situations where you would take an oath, an attorney may not assist you with each question. Legal counsel for you and your insurer may be present during an examination under oath, however. If you need legal advice before the procedure or wish us to represent you, don’t hesitate to contact us.
Prior to the examination under oath, your insurer will send you a notice of a scheduled time and place. They may ask you to bring along certain documents pertaining to your insurance claim. You may even need to attend several of these examinations. This depends on the nature of your case and whether the insurer needs specialized agents to ask you more questions.
You can expect to receive questions about your claim, prior claims, and questions regarding fraud. This is the insurance company trying to find any false claims. Insurance companies notoriously do not want to pay for claims if they can avoid it. Talking with your attorney ahead of time will prepare you for what to say. It will also keep you calm when these expected questions arise. The entire process may take a few hours to complete, so prepare for that.