Contractor Insurance Claims

Contractor Insurance Claims Attorney Philadelphia

Frequently Asked Questions

What Happens With The Claim?

Your insurance company may assign your claim to an insurance adjuster. The job of the adjuster is to save the company money, determine the insurance company’s liability and put a monetary value on your claim. At some point, your company’s representative will contact you. Their agent will ask you many questions about your claim. Their goal is to weed out fraudulent claims.

They may even call you into an examination under oath. If you find yourself with a summons to an examination under oath, do not hesitate to contact a legal representative. During this whole process, the insurance company is not on your side. Having a lawyer to fight for you will make the process smoother.

The insurance adjuster will offer you an initial settlement offer that is congruent with how much they think the claim is worth. If the amount is not enough to cover everything and you feel entitled to more, make sure to deny the initial offer. Contact an attorney immediately to discuss the validity of your claim. An attorney will have the negotiation skills necessary to get your insurance company to comply.

What If The Insurance Company Will Not Pay?

If your insurance company denies your claim, you have options. First, try to reason with your insurance company. It may be just a small error which caused the denial of benefits. Speak with an actual representative. It may help move the case along. Instead of relying on e-mail communications and forms, speak with someone.

If that does not work, contact an attorney straight away. Insurance companies can take a few weeks to process your claim from start to finish. When deciding whether to appeal, do not hesitate to seek outside advice.

Contact us today for a free consultation and case evaluation.

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